Are you planning to pursue a BA, BSc or BCom degree in 2027 but worried about college fees and other educational expenses? If so, applying for a suitable scholarship can make your higher education journey much easier.
The good news is that undergraduate students in India can explore several scholarship opportunities offered by the Central Government, State Governments, universities and private organisations. Moreover, these scholarships are not limited to students pursuing professional courses. Students enrolled in regular BA, BSc and BCom programmes can also find financial assistance through merit-based, income-based and category-based schemes.
However, finding the right scholarship is equally important. Some programmes consider Class 12 marks, while others focus on family income, social category, academic performance or admission to a recognised institution.
In this article, you will know about BA, BSc and BCom scholarships for the 2027–28 academic session, including eligibility requirements, expected application procedures, documents, scholarship amounts and official application portals.
BA, BSc, BCom Scholarship 2027: Overview
Students pursuing Bachelor of Arts (BA), Bachelor of Science (BSc) and Bachelor of Commerce (BCom) courses can explore different government and private scholarship programmes.
Here is a quick overview:
| Particulars | Details |
|---|---|
| Scholarship Name | BA, BSc, BCom Scholarship 2027 |
| Academic Session | 2027–28 |
| Eligible Courses | BA, BSc, BCom and other eligible undergraduate courses |
| Eligible Students | Fresh and renewal applicants, subject to scheme rules |
| Scholarship Providers | Central Government, State Governments, universities and private organisations |
| Application Mode | Online |
| Selection Criteria | Merit, family income, category and other scheme conditions |
| Application Start Date | To be announced |
| Last Date | To be announced |
| Official Application Portal | NSP and respective state scholarship portals |
List of Scholarships for BA, BSc and BCom Students 2027
There is no single scholarship that covers every undergraduate student in India. Instead, different schemes are available depending on your academic performance, financial background, state of residence and other eligibility conditions.
The following programmes are worth exploring for the 2027–28 academic session.
1. PM-USP Central Sector Scheme of Scholarship for College and University Students
Government of India | Merit-cum-means scholarship
The PM-USP Central Sector Scheme of Scholarship for College and University Students is one of the important opportunities for students who have recently completed Class 12 and wish to continue their education.
The scheme aims to support meritorious students from financially weaker families. Therefore, students pursuing regular BA, BSc and BCom programmes can be eligible if they satisfy the prescribed conditions.
Eligibility criteria
Based on the published scheme guidelines, applicants generally need to meet these conditions:
- They must have scored above the 80th percentile among successful candidates in their respective Class 12 board examination stream.
- They must be pursuing a regular undergraduate course.
- Their annual family income must not exceed ₹4.5 lakh.
- They must not receive another scholarship or fee reimbursement.
- They must take admission in an eligible recognised institution.
- Students pursuing correspondence or distance education are not eligible under the scheme.
Scholarship amount
| Course Level | Annual Scholarship |
|---|---|
| General undergraduate courses, including BA, BSc and BCom | ₹12,000 |
| Eligible postgraduate courses | ₹20,000 |
| Eligible technical courses in the 4th and 5th years | ₹20,000 |
For general undergraduate courses, the published rate is ₹12,000 per year for the first three years.
How to apply: Eligible fresh applicants can apply through the National Scholarship Portal when the relevant application window opens. Renewal applicants must also satisfy the academic performance and attendance conditions.
Official website: National Scholarship Portal
Reference: Ministry of Education scheme guidelines
2. Post-Matric Scholarship for SC Students
Students belonging to the Scheduled Caste (SC) category can explore the Post-Matric Scholarship programme to receive financial assistance for higher education.
The scholarship is intended to help eligible students continue their studies after Class 10. Consequently, recognised undergraduate programmes such as BA, BSc and BCom may fall within the applicable course categories.
Eligibility criteria
- The applicant must belong to the Scheduled Caste category.
- The student must be studying in a recognised institution.
- The family income must satisfy the applicable scheme limit.
- The course must be covered under the relevant scholarship rules.
- The applicant must provide valid caste and income certificates.
The exact income ceiling, maintenance allowance and fee reimbursement depend on the applicable guidelines and the state implementing the scheme.
How to apply
Students should check the relevant state scholarship portal or the National Scholarship Portal, depending on the scheme’s application arrangements.
Official reference: Department of Social Justice and Empowerment
3. Post-Matric Scholarship for OBC Students
If you belong to the Other Backward Classes (OBC) category, you can also check the applicable Post-Matric Scholarship scheme.
This programme is designed to support eligible students from OBC communities who wish to continue their education after secondary school.
In addition, students enrolled in undergraduate courses may receive assistance towards approved educational expenses, subject to the applicable state and central guidelines.
Eligibility requirements
- The applicant must belong to a recognised OBC category.
- The student must be enrolled in an eligible post-matric course.
- The family must satisfy the prescribed annual income limit.
- The institution and course must meet the scheme requirements.
- Valid category and income documents must be submitted.
Where to apply: Students should visit their respective state scholarship portal and check the Post-Matric Scholarship section.
For OBC, EBC and DNT students, the PM-YASASVI umbrella scheme also includes post-matric and top-class college education components. However, these are separate components with different eligibility conditions.
4. Post-Matric Scholarship for ST Students
Scheduled Tribe (ST) students pursuing BA, BSc and BCom courses can explore the Post-Matric Scholarship for ST Students.
The programme provides financial assistance to eligible students to reduce the financial burden associated with higher education.
Students should check the applicable state implementation rules, including family income requirements, approved course lists and maintenance allowances.
Basic eligibility conditions
- The applicant must belong to the Scheduled Tribe category.
- The student must have enrolled in an eligible post-matric course.
- The family must meet the applicable income criteria.
- The institution must be recognised under the scheme.
- The applicant must submit the required supporting documents.
Application portal: Check the National Scholarship Portal and the relevant state tribal welfare department website.
5. Reliance Foundation Undergraduate Scholarship
Private scholarship | Merit-cum-means
The Reliance Foundation Undergraduate Scholarship is another opportunity worth considering.
It supports meritorious students from families with limited financial resources who are pursuing undergraduate education in India.
Importantly, the programme is not restricted to a particular subject stream. Therefore, eligible BA, BSc and BCom students can explore this opportunity.
Eligibility based on the 2026–27 published programme
- The applicant must be an Indian citizen.
- The student must have secured at least 60% marks in Class 12.
- The applicant must be enrolled in the first year of a regular, full-time undergraduate degree.
- Annual household income must be below ₹15 lakh.
- The mandatory aptitude test must be completed.
Scholarship amount
Selected students can receive financial assistance of up to ₹2 lakh over the duration of their undergraduate degree programme.
Important: The published eligibility above relates to the 2026–27 programme. The 2027–28 application dates, selection criteria and award details should be confirmed through the official website when the next cycle is announced.
Official website: Reliance Foundation Undergraduate Scholarships Reliance Foundation Scholarships
6. Ishan Uday Special Scholarship Scheme for North Eastern Region
Students belonging to the North Eastern Region can check the Ishan Uday Special Scholarship Scheme administered through the University Grants Commission.
The programme is intended to encourage students from the North Eastern states to pursue higher education. Accordingly, eligible students enrolled in undergraduate programmes, including general degree courses, may apply.
Who can apply?
Students should check the following conditions:
- They must be domiciled in one of the eligible North Eastern states.
- They must have passed Class 12 from an eligible school or board.
- They must be enrolled in an eligible regular undergraduate programme.
- Their family income must satisfy the scheme’s prescribed limit.
- They must meet the applicable admission and institution requirements.
The scheme has specific eligibility rules and exclusions. Therefore, students should read the latest UGC notification before applying.
Official website: UGC
7. Top Class Education Scheme for OBC, EBC and DNT Students
This is another opportunity for students belonging to eligible backward communities.
The Central Government operates the Top Class Education in College scheme for OBC, EBC and DNT students. Its objective is to provide financial support to eligible students pursuing higher education in selected institutions.
However, there is an important condition: admission to an institution included in the scheme’s notified list is necessary.
Eligibility conditions
- The applicant must belong to the OBC, EBC or DNT category.
- Annual family income must not exceed ₹2.50 lakh under the published guidelines.
- The student must have secured admission to an eligible full-time course.
- The institution must be included in the notified list.
- Selection is subject to the available scholarship slots and prescribed merit criteria.
Consequently, simply taking admission to any BA, BSc or BCom college does not guarantee eligibility.
Students should first check whether their institution and course are covered under it or not.
Official website: Department of Social Justice and Empowerment
8. Top Class Education Scheme for SC Students
SC students admitted to institutions notified under the Top Class Education Scheme can also explore this opportunity.
The scheme supports eligible students pursuing higher education beyond Class 12. However, admission to a recognised institution alone is not sufficient; the institution must be included in the applicable notified list.
Before applying, students should verify:
- Their category eligibility.
- The annual family income requirement.
- Whether their institution is empanelled.
- Whether their course is covered.
- The number of available scholarship slots.
The 2026–27 scheme guidelines are available through the official department website. Students should refer to the updated 2027–28 guidelines before submitting an application.
Official website: SC Top Class Education Scheme Government of India
9. State Government Scholarships for BA, BSc and BCom Students
Apart from central government programmes, state governments also offer scholarships for undergraduate students.
These scholarships are particularly useful for students who are unable to meet college fees, examination charges and other educational expenses.
For example, Uttar Pradesh has a Post-Matric Scholarship and Fee Reimbursement programme for eligible students pursuing higher education.
Similarly, other states operate their own scholarship programmes through their respective welfare and education departments.
Here are some portals worth checking:
| State | Scholarship Portal |
|---|---|
| Uttar Pradesh | UP Scholarship |
| Bihar | Bihar Post Matric Scholarship |
| West Bengal | OASIS Scholarship |
| Madhya Pradesh | MP Scholarship Portal |
| Rajasthan | Rajasthan SJE Portal |
| Maharashtra | MahaDBT |
| Karnataka | SSP Scholarship Portal |
Note: These portals administer different schemes, and their eligibility conditions are not identical. Some schemes are category-based, while others are intended for economically weaker students or specific communities. You should check which one suits you.
BA, BSc, BCom Scholarship 2027: Course-Wise Eligibility
Students often wonder whether their particular undergraduate course is covered under government scholarship programmes.
In most cases, BA, BSc and BCom are recognised general degree courses. Nevertheless, the final decision depends on the individual scheme and the course approval status of the institution.
The following table will help you understand the opportunities.
| Course | Scholarships to Explore | Important Conditions |
|---|---|---|
| BA | PM-USP, Post-Matric, Reliance Foundation | Merit, income and course eligibility |
| BSc | PM-USP, Post-Matric, Reliance Foundation | Merit, income and institution recognition |
| BCom | PM-USP, Post-Matric, Reliance Foundation | Merit, income and course eligibility |
| BA (Hons.) | Central and State Scholarships | Scheme-specific course approval |
| BSc (Hons.) | Central and State Scholarships | Institution and course recognition |
| BCom (Hons.) | Central and State Scholarships | Scheme-specific eligibility |
BA, BSc, BCom Scholarship 2027: Eligibility Criteria
Although each scholarship has its own rules, some common eligibility conditions apply to undergraduate financial assistance programmes.
Before filling out an application, make sure you understand the following requirements.
1. Educational Qualification
Generally, students must have passed Class 12 from a recognised board to enter an undergraduate degree programme.
However, certain merit-based scholarships require a specific academic performance, such as being above the 80th percentile in the relevant board examination.
Therefore, check the educational qualification requirements of your selected scholarship rather than assuming that passing Class 12 is sufficient.
2. Family Income
Family income is another important factor.
Several government scholarships are designed for students from economically weaker backgrounds. Consequently, applicants may need to submit an income certificate issued by an authorised authority.
The income limit varies considerably from one scheme to another.
For example:
| Scholarship | Published Income Requirement |
|---|---|
| PM-USP CSSS | Up to ₹4.5 lakh annually |
| Reliance Foundation UG Scholarship (2026–27) | Below ₹15 lakh annually |
| Top Class Education for OBC, EBC and DNT | Up to ₹2.5 lakh annually |
These figures relate to the cited scheme guidelines or published programme information, not a common income limit for all scholarships.
3. Category Requirements
Some scholarships are specifically designed for students belonging to:
- Scheduled Caste (SC)
- Scheduled Tribe (ST)
- Other Backward Classes (OBC)
- Economically Backward Classes (EBC)
- De-notified Tribes (DNT)
- Minority communities
- Persons with benchmark disabilities
If you belong to any of these categories, check the relevant scheme and keep your valid certificate ready.
4. Regular College Admission
Many undergraduate scholarship programmes require admission to a regular full-time degree course.
In addition, the college or university may need to be recognised or included in the relevant scheme’s approved institution list.
Therefore, before taking admission, confirm whether your institution is eligible for the scholarship you intend to apply for.
BA, BSc, BCom Scholarship 2027: Documents Required
Preparing documents in advance can save you considerable time during the application process.
Although the exact document list depends on the scholarship, the following documents are commonly requested.
| Document | Purpose |
|---|---|
| Aadhaar Card | Identity verification, where required |
| Class 10 Marksheet | Date of birth and educational details |
| Class 12 Marksheet | Academic qualification and merit |
| College Admission Receipt | Proof of undergraduate admission |
| Bonafide Certificate | Confirmation of student status |
| Income Certificate | Verification of family income |
| Caste Certificate | Category verification, if applicable |
| Domicile Certificate | State residence verification, if required |
| Bank Passbook | Bank account details |
| Passport-Size Photograph | Applicant identification |
| Mobile Number | OTP and application updates |
| Email Address | Communication and notifications |
| Previous Year Marksheet | Renewal application, where applicable |
| Disability Certificate | For applicable disability-based schemes |
A useful tip: Make sure your name, date of birth and other personal details are consistent across your educational certificates, Aadhaar and bank records. If there is a mismatch, resolve it before applying or submitting the application.
How to Apply for BA, BSc, BCom Scholarship 2027 Online?
The application process depends on the scholarship provider. Nevertheless, most online applications follow a similar procedure.
Here is a practical step-by-step guide.
Step 1: Visit the Official Scholarship Website
First, identify the scholarship you want to apply for.
If you are interested in a central government scholarship, visit the National Scholarship Portal.
For state government scholarships, visit the official portal of your state.
Avoid submitting personal information through unofficial websites or unknown application links.
Step 2: Complete One-Time Registration
If the selected portal requires registration, create your student account using the prescribed details.
On NSP, students need a One Time Registration (OTR) number for scholarship applications.
The OTR is a unique 14-digit number associated with the student’s scholarship profile and can be used throughout their academic career.
Follow the portal’s instructions for Aadhaar or Aadhaar Enrolment ID-based registration and authentication. Scholarships.gov.in
Step 3: Log In to Your Student Account
After completing registration, log in using the credentials provided by the portal.
Check your personal details carefully. In particular, verify your name, date of birth, contact information and academic records.
Step 4: Select the Appropriate Scholarship
Now open the available scholarship list.
Select the scheme that matches your course, academic year, income category and other eligibility requirements.
For example, a first-year BCom student meeting the merit and income requirements can check PM-USP CSSS, whereas an eligible SC student may explore the relevant Post-Matric Scholarship.
Step 5: Fill Out the Application Form
Enter the required information, including:
- Personal details
- Educational qualifications
- College and course information
- Family income details
- Category information
- Bank account details
Make sure the information you are filling matches your supporting documents.
Step 6: Upload the Required Documents
Upload the documents requested by the portal in the specified format and file size.
Check that every uploaded document is readable. Additionally, ensure that the certificates are valid and have not expired, wherever validity is applicable.
Step 7: Review and Submit the Application
Before final submission, carefully review the entire application.
Even a small mistake in your bank account number, course details or category information may cause verification problems.
Once everything is correct, submit the form and save the application reference number or acknowledgement.
Step 8: Complete College Verification
After submission, your application will be forwarded to your college or university for verification.
The institution checks the admission details, academic records and other information before forwarding the application to the concerned authorities.
Therefore, contact your college scholarship section to get proceed if your application remains pending for a long time.
Step 9: Track Your Application Status
Finally, log in to the relevant portal regularly to check the application status.
If the application is approved and payment is authorised, the scholarship amount will be disbursed according to the applicable scheme’s payment procedure.
For eligible NSP scholarships, students can also check payment information through the PFMS website.
BA, BSc, BCom Scholarship 2027: Application Start Date and Last Date
Students should understand that the 2027–28 application schedule will differ from one scholarship to another.
At present, the official dates for the complete 2027–28 cycle will be updated for the schemes covered in this article.
The following table will help you track important application updates.
| Application Events | 2027–28 Schedule |
|---|---|
| Scholarship Notification | Awaited |
| Online Registration | Awaited |
| Fresh Application Start Date | Awaited |
| Renewal Application Start Date | Awaited |
| Last Date to Apply | Awaited |
| Document Verification | Awaited |
| Application Correction | Awaited |
| Scholarship Merit List | Awaited |
| Scholarship Payment | Awaited |
Important: Do not treat previous-year application dates as confirmed 2027 deadlines. Check here later for the latest notification.
BA, BSc, BCom Scholarship 2027: Fresh Application vs Renewal
There are generally two types of scholarship applications: fresh applications and renewal applications.
Understanding the difference will help you choose the correct application option.
| Particulars | Fresh Application | Renewal Application |
|---|---|---|
| Eligible Students | Newly eligible applicants | Existing scholarship beneficiaries |
| Class 12 Marksheet | Generally required | Usually not required again |
| College Admission Details | Required | Updated course details |
| Previous Year Marksheet | Not applicable | Required |
| Income Certificate | As per scheme rules | As per renewal rules |
| Application Registration | Fresh registration or OTR, as applicable | Existing scholarship profile |
Who Should Apply as a Fresh Candidate?
You should generally select the fresh application option if:
- You have recently completed Class 12.
- You have taken admission to BA, BSc or BCom.
- You have never received the particular scholarship.
- You fulfil the eligibility conditions of the scheme.
Who Should Apply for Renewal?
If you have already received a scholarship in your first year and are continuing your degree, you may need to submit a renewal application.
However, renewal is not automatic.
For instance, under PM-USP CSSS, students must meet the prescribed academic performance and attendance requirements. The published guidelines specify at least 50% marks and 75% attendance for renewal. Education Government of India+1
How to Increase Your Chances of Getting a Scholarship
Many students miss scholarship opportunities because they do not check the eligibility conditions or complete the application correctly.
Fortunately, a little preparation can help you avoid common mistakes.
Here are some practical suggestions.
1. Apply for the right scholarship: Do not submit applications randomly. First, check whether your course, college, income and category meet the scheme requirements.
2. Maintain good academic performance: Merit-based scholarships consider academic achievements. Therefore, try to maintain good marks throughout your degree.
3. Prepare your income certificate: If the scholarship has a family income requirement, arrange the appropriate certificate before registration begins.
4. Verify your bank account: Check that your bank account is active and that your details are correct. For Aadhaar-based DBT payments, verify the required Aadhaar-bank seeding and NPCI mapping.
5. Complete college verification: Submitting the online application is not necessarily the final step. Your college may need to verify and forward it.
6. Keep checking notifications: Application deadlines, correction windows and verification schedules can change. Therefore, regularly visit the official portal.
7. Avoid duplicate or incorrect applications: Follow the scheme rules regarding multiple scholarships. Some merit-based schemes prohibit receiving another scholarship or fee reimbursement simultaneously.
Why Can a BA, BSc or BCom Scholarship Application Be Rejected?
Even if you meet the basic eligibility conditions, your application may face problems during verification.
Some common reasons are:
| Rejection Reason | What You Should Do |
|---|---|
| Incorrect personal details | Correct information before submission |
| Invalid income certificate | Obtain a valid certificate |
| Wrong bank details | Verify account information |
| Unrecognised institution | Check institution eligibility |
| Ineligible course | Confirm the approved course list |
| Missing documents | Upload all required documents |
| Incorrect category information | Provide valid category documents |
| Attendance or academic issues | Meet the renewal requirements |
| Duplicate scholarship benefits | Follow the scheme’s non-duplication rules |
| Pending college verification | Contact the college scholarship department |
If your application is marked defective, read the objection carefully and make the necessary corrections within the permitted time and submit.
Frequently Asked Questions (FAQs)
1. When will BA, BSc, BCom Scholarship 2027 registration start?
The official registration dates for the complete 2027–28 scholarship cycle will be updated soon. Students should regularly check it frequently.
2. Can BA students apply for government scholarships in 2027?
Yes. Eligible BA students can explore several opportunities, including PM-USP CSSS, state Post-Matric Scholarships and private undergraduate scholarship programmes. However, the selected scheme must cover their course and institution.
3. Can BSc students get scholarships after Class 12?
Yes. Students pursuing BSc programmes can apply for eligible merit-based, income-based and category-based scholarships. Their eligibility depends on academic performance, family income and the rules of the selected programme.
4. Is there any scholarship available for BCom students?
Yes. BCom students can explore central government scholarships, state Post-Matric Scholarships and private programmes such as the Reliance Foundation Undergraduate Scholarship, subject to the relevant eligibility requirements.
5. What is the scholarship amount for BA, BSc and BCom students?
The amount varies according to the scheme. For example, the published PM-USP CSSS rate for general undergraduate courses is ₹12,000 annually for the first three years. Other scholarships may offer different financial assistance or fee reimbursement.
6. Can first-year BA, BSc and BCom students apply?
Yes. Several scholarship programmes accept eligible first-year undergraduate students. However, some schemes have additional conditions concerning Class 12 marks, admission year, family income and institution recognition.
7. Can second-year and third-year students apply?
Yes, depending on the scholarship. Existing beneficiaries can generally apply for renewal if they meet the prescribed academic and other conditions. Some schemes may also accept fresh applicants in later years, but this should be checked individually.
8. Can general category students apply for BA, BSc and BCom scholarships?
Yes. General category students can explore open merit-based and income-based opportunities, including PM-USP CSSS and eligible private scholarships. However, category-specific schemes will not be available unless the student belongs to the specified category.
9. Is Aadhaar mandatory for scholarship applications?
Requirements vary by portal and scheme but it is required as an essential document.
10. Can I apply for two scholarships simultaneously?
It depends on the conditions of the individual programmes you are applying for. For example, PM-USP CSSS does not permit students to receive another scholarship or fee reimbursement. Other schemes may have different rules. Always read the relevant guidelines before accepting multiple benefits.
11. How can I check my BA, BSc or BCom scholarship status?
Visit the portal where you submitted your application and log in using your student credentials. Open the application status section to check whether your form is submitted, verified, defective, approved or pending.
For payment-related information, you can also visit the PFMS portal where applicable.
12. Is the BA, BSc, BCom Scholarship 2027 available for distance education students?
Not all scholarships cover distance education. For example, PM-USP CSSS requires regular courses and excludes correspondence and distance-mode students. However, you should check the rules of other scholarship programmes separately.